Refi message from FHA loans enclosed‏

Important Notice: New message from FHA Loan Servicing Department

To: (your email address)
From: FHA Loan Servicing Department
Subject: Important: message from FHA Loans enclosed

According to our documents, you are overpaying monthly premiums. If you were not fully aware, the Federal Reserve Bank lowered rates.  
These new rates are available for you. You can now get the new low payment at no cost.
This means that with the new laws passed, you qualify for the Obama's making
homes affordable plan.

Personal information needs to be confirmed !

This is exclusive reduction is expiring soon.
Act now before the funds are gone and you no longer qualify!